Loan FAQ with Republic First Funding

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Frequently Asked Questions

A personal loan is money borrowed from a bank (or similar lender) that you pay back with interest in monthly installments.

The interest rate for a personal loan can range anywhere from 6%-36% APR.

Usually 2-7 years, however, this will depend on the lender and other factors.

The most common reasons to apply for a personal loan are: consolidating debt, paying off medical bills, home improvement, making a major purchase, and starting a business.

When you need a lump sum of cash and have the ability to repay it over the following months.

Any accredited bank, online lender, crowdfunding site, or similar organization.

Having a good credit score, proving that you have a stable income, or submitting a joint application with someone who has good credit.

You can get money upfront when you need it.

You have an obligation to repay the loan with interest. Do not consider accepting a loan unless you’re confident that you have the resources to repay it.

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"The service was great, our financial adviser was all ears when we discussed our debt issues with her and she was able to match us with the best program for us. My husband and I are super happy with them and we’ll definitely recommend them to our friends and family looking into debt relief services."

Sonya Wilson

"I enrolled in their debt consolidation program and I’m glad I did! I’m still 2 months into the service but, so far, they’ve been doing their end of the deal and I’m seeing optimistic progress with my account."

Eugene Bryant

"They have an impressive team that’s always ready and willing to help. I never would have made it through my debt issues without them."

Brian Guerra

"Republic First Funding helped me rebuild my credit from the ground up. They took a chance on me and helped me realign my finances to become more within your means and simplified. I never would have achieved financial freedom without their help. "

Erika Pollard

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