Is Debt Consolidation For Me?

Let’s Get You Some Debt Relief

Do you ever feel overwhelmed with your debt payments? In the United States alone, each adult carries an average debt of $31,643. However, often times the problem isn't the debt itself, it's understanding who exactly you owe money to and how much you owe them. For example, if you took out a student loan then you might owe money to your university, the government, or any number of third-party agencies. Finding out isn't always easy.


The different types of Debt

It's also common for most adults in the United States to have many different types of debt:
Some people even double up on these categories (multiple credit cards that carry a balance or 2-3 kids with college educations funded in different ways).


Auto payments

business (1)

Credit card debt


A mortgage


Student loans

money (1)

Payday loans
(cash advances)


You won’t have to worry about different banks, collections agencies, loan servicers, automatic payments, or account logins/passwords. Instead, you’ll put everything in one place.


Consolidating debt can lead to a lower interest payment. For example, imagine that you're paying an average of 5% on your current debt. You could take out a new loan to pay off your existing debts. Your new loan has an interest rate of 3.5%. This will save you quite a bit on a long-term loan!


In one move you could save money while simultaneously streamlining everything into one payment.

Potentially raising your credit score

The second biggest factor in your credit score (after timely payments) is having low levels of debt.

Advantages of
Debt Consolidation

Imagine how nice it will feel to be in full control of your finances. You’ll know exactly where your money is going, who you owe, how much, and when you’ll be debt-free entirely!

How can I get started?

Debt consolidation isn’t a magic wand that will wave away your money problems. It’s a little bit like a diet pill. If diet pills are mixed with a change to an active lifestyle and healthy eating habits then they can be quite effective. However, if you continue to eat pizza for dinner every night then a diet pill won’t do much to help.

If you don’t change your underlying habits then debt consolidation may only be a temporary help. The most important thing is to change your habits that allowed your debt to accumulate in the first place.

If you’re ready to change your habits and consolidate your debt then schedule an appointment today!

If it sounds that simple, that's because it is

We've helped over 5,000 people that were in your same exact situation. All it takes is just three simple steps.

  • 1 (5)

    Calculate Your Rates

  • 2 (5)

    Agree and Accept the Terms

  • 3 (5)

    Get Your Money

Checking your rate will not affect your Credit Score

testimonial (2)

We care for you,
that's what we do.

See what other people are saying.

"The service was great, our financial adviser was all ears when we discussed our debt issues with her and she was able to match us with the best program for us. My husband and I are super happy with them and we’ll definitely recommend them to our friends and family looking into debt relief services."

Sonya Wilson

"I enrolled in their debt consolidation program and I’m glad I did! I’m still 2 months into the service but, so far, they’ve been doing their end of the deal and I’m seeing optimistic progress with my account."

Eugene Bryant

"They have an impressive team that’s always ready and willing to help. I never would have made it through my debt issues without them."

Brian Guerra

"Republic First Funding helped me rebuild my credit from the ground up. They took a chance on me and helped me realign my finances to become more within your means and simplified. I never would have achieved financial freedom without their help. "

Erika Pollard

Questions? We’re ready to help. Give us a call and let’s talk!

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